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Date: Sat, 24 Feb 2001 01:51:42 +0000
To: britdisc@csv.warwick.ac.uk
From: Wayne Retter <druid#6@phidelta.demon.co.uk>
Reply-To: Wayne Retter <wayne@phidelta.demon.co.uk>
Subject: Insurance
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for Ben, as head paperwork honcho, I guess?

> 3rd party insurance 

Can you explain the insurance thing?

as I understand it:

BUF approved tournaments are insured for any potential claims by 3rd
parties that get (accidentally) injured whilst in attendance ?
(e.g. the random spectator that gets their nose broken by a stray huck?
or run / laid out into by the receiver concentrating on the disc?)

There's no injury insurance for tournament participants - we rely on the
NHS and/or any personal medical cover to deal with that

It all relies on the 3rd party actually making a claim, not a common
occurrence in the UK

- I'm assuming that non-accidental injury (never thought of hucking
through the irritating locals that insist on walking across your pitch
despite polite requests not to? honestly?) would more likely end up in
the hands of the police as some form of assault...

It's also my understanding that the whole insurance concept would be
revisited if/when the Association occurs - to incorporate a level of
personal injury cover for all members.


Questions:

Is there cover for property? like discs (or, remembering Eastbourne,
players) through windows (buildings or cars), and suchlike?

What makes a tournament BUF approved?

Does a tournament participant, not involved in the game that the
incident occurred in, count as a third party and get the same sort of
cover?

Does it cover the circumstances of a third party being injured by
players "just throwing around"?



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Wayne Retter
mobile: 07970-903420
w.retter@bigfoot.com
office: 01737-273655